It is always important to have car insurance at all times and whether or not your insurance was in affect at the time of an accident will impact you ability to recover damages against the at-fault party for your injuries. If the accident was the fault of another driver, you are able to file a claim with his or her car insurance company for your injuries and property damage.
You are entitled to compensation for your medical expenses, lost income, and other damages associated with the accident. Be aware that the process may be more difficult because you were not insured at the time of the accident and you may receive a traffic citation for driving an uninsured vehicle.