In a car accident in which the other driver does not have insurance, victims have to try to cover their losses by filing a claim against their own uninsured motorist’s insurance coverage. Doing so is not simplistic, and working with a Walterboro uninsured motorist accident lawyer could be a critical step in protecting your right to compensation.
At Shelly Leeke Law Firm, our Walterboro car accident lawyers, with over a decade of experience, fight for our clients to recover the maximum amount of damages.
Why You need an Uninsured Motorist Accident Lawyer in Walterboro
Seeking an uninsured motorist accident lawyer in Walterboro after such a case can be critical. It ensures you have the right to obtain compensation fairly because you know your rights. Our Walterboro personal injury lawyer will help you in several ways:
- Determine what type of coverage is available to you. You need to know what your uninsured insurance coverage is, how much coverage you have, any restrictions on use, and what steps you must take to file a claim.
- Estimate all of your losses. It is not possible to file a claim instantly unless you already know your losses. If you are still hurt or have not gone back to work, you may not know what those values are. We will help you.
- Develop a strategy for maximizing your claim and losses. In situations where there is any question about your claim or right to file a claim, our attorneys will work to minimize the risk of complications.
- Fast and efficient legal support. Insurance companies could delay or try to drag their feet in paying you for the losses you deserve. Our legal team will move your case forward by eliminating potential delays.
- Handle a lawsuit if you need to file one. In situations where the uninsured driver has assets, you may be able to file a lawsuit against that party. Our experienced trial attorneys will fight for your right to fair compensation.
The Shelly Leeke Law Firm offers comprehensive legal services to our clients in Walterboro. When you are uncertain about what your rights are or who will pay for your medical bills and missed time at work, contact our legal team for guidance. With a free consultation, we can answer your questions and put you on the path towards filing a full claim.
Walterboro, South Carolina Car Accidents and Liability Laws
Under the state of South Carolina’s Motor Vehicle Financial Responsibility Act, a driver who causes damage in the form of physical injury and financial loss to another person is responsible for repaying those costs and losses. Typically, this occurs under the state’s legally required liability insurance policy. Some drivers fail to maintain that coverage, and when that occurs, the victim may be unsure how to recover their losses.
The first priority you have in this situation is to report your accident, get medical care, and then contact an uninsured motorist accident attorney in Walterboro for legal guidance. If the at-fault driver is known but failed to provide insurance coverage, you may file a claim under your personal uninsured motorist coverage. This is a policy you purchase yourself that covers you in instances in which the other driver does not have coverage and is a legal requirement under the state’s laws.
If this policy is not enough to cover all of your losses, it may be possible to seek a lawsuit against the at-fault party. This can be challenging if the other party does not have significant assets to repay the debt. Your Walterboro uninsured motorist accident attorney can provide guidance on which strategy may be best suited for your situation.
What Happens When the Driver Flees
Your Uninsured motorist accident coverage also applies in situations where the driver is unknown, such as a hit-and-run driver or one that fails to identify themselves otherwise. The police will seek out the responsible party, and you can file a claim with your uninsured motorist coverage. The insurance company may pursue legal action against the at-fault party if found.
Common Injuries Benefiting from an Attorney
In minor accidents, you may need to receive medical care on an ongoing basis or miss substantial time at work. These cases still benefit from having legal representation from a Walterboro catastrophic injury lawyer. Other cases, including those involving injuries like those listed below, critically need legal help to minimize the risk that you will not recover your losses:
- Traumatic brain injuries
- Spinal cord injuries
- Nerve damage
- Mobility loss cases
- Amputations
- Burns
- Complex fractures
- Internal injuries
Each person’s specific needs are a bit different, but in many of these accidents, victims suffer substantial financial loss. That could include long hospital stays, months of recovery and rehabilitation, lost time at work, inability to return to work, and pain and suffering. You may never reach the level of functionality and quality of life you had prior to the accident either, and it is essential to communicate to be sure you receive compensation for those losses.
Do not Overlook the Emotional Trauma
Many people involved in serious car accidents face ongoing injury to mental health, including the onset of depression, anxiety, or post-traumatic stress disorder. The financial implications may be harder to see here, but most victims need mental health support, time to heal, and support.
When you have injuries that change the course of your life, cause chronic pain, or otherwise damage your future, do not overlook your right to file a claim for emotional trauma and mental anguish, and know we can help you.
Schedule a Free Consultation with Our Experienced Waterboro Uninsured Motorist Accident Attorneys
The Shelly Leeke Law Firm provides free consultations to victims, and we do not charge you anything for our legal services unless you win your case. Set up a free case evaluation with us today to learn more about your rights, including whether the insurance company is treating you fairly.
When you need a Walterboro uninsured motorist accident lawyer to advocate for you, guide you, and listen to your situation, put our decade of experience and empathy to work for you.
