Every car accident can be frightening, especially when you learn the other driver fled the scene of the accident or does not have insurance. Hire a Greenville uninsured motorist accident lawyer from Shelly Leeke Law Firm to gain the legal guidance you need to protect your future.
Our Greenville car accident lawyer will navigate every step possible to protect your ability to recover damages to the highest level allowable under the law.
How Uninsured Motorist Accident Claims Get Paid
You were hurt in a car accident, which generally means you could file a claim against the at-fault party’s liability insurance. If that driver failed to stop, resulting in a hit-and-run accident, you may be unsure what to do to recover your losses. In these situations, our Greenville personal injury lawyers will provide you with guidance as you navigate the following situations:
- Filing a police report. The first step is to file a police report to document everything you can about the accident. The police will begin to investigate the hit-and-run, and, in many cases, they do find the party. If that occurs, you can then pursue that person’s liability insurance.
- Alert your insurance company to your accident. Do not file a claim just yet. If you have uninsured motorist coverage, alerting the insurance company could spur them to investigate or be ready to cover your losses.
- Hire your attorney. Even if you file a claim with your own insurance company for losses, hiring your own attorney protects your right to fair compensation. Insurance companies will do all they can to minimize what they pay you.
The Shelly Leeke Law Firm brings more than a decade of experience to every car accident case. Our Greenville uninsured motorist accident lawyers have been successful in recovering damages from all available methods, and we would be happy to offer you guidance. Set up a free consultation so we can discuss your legal options with you today.
Filing a Lawsuit Against the Uninsured Driver
If you know who the driver is, but they do not have insurance, you have the legal right to hold them accountable for the losses you have if you find that they are at fault. The complexity here is that you will need to file a lawsuit against that party unless they are willing to pay you outright. With the help of our attorneys, we can help you negotiate the best possible outcome.
Filing a lawsuit against the at-fault driver could be helpful. If that driver does not have insurance but has assets, the court is likely to require them to pay you through those assets. Our uninsured motorist accident attorney in Greenville will document all of your losses so that you can seek out full compensation in this case.
The problem is that many drivers without the legally required liability insurance often do not have many assets. That makes filing a lawsuit against them costly, time-consuming, and often without recourse. In this situation, you certainly should file a claim against your own uninsured motorist coverage.
Your Insurance may not Treat You Fairly
Under South Carolina insurance requirements, drivers must purchase at least $25,000 per person and $50,000 per accident of uninsured motorist coverage. If you have a policy like this, you can file a claim if the driver causing the accident lacked insurance coverage. This is why you purchase this insurance.
Insurance companies do not care if it is your policy or another person’s policy. They will do whatever they can to minimize the amount of money they pay you. That means they could use one of the following methods to minimize what you receive:
- Try to shift the blame to you, therefore negating the ability to file a claim.
- Denying components of your claim to reduce compensation.
- Questioning components of your claim, such as whether you have pre-existing conditions.
- Pressuring you to settle your claim before you know what all of your losses are.
- Delaying communicating with you in an effort to annoy you enough into settling for less.
How Our Uninsured Motorist Accident Lawyer in Greenville will Help You
These are complicated cases, but you do not have to fight them on your own. With the help of our highly skilled legal team, we can provide you with specific steps and strategies to take to maximize your compensation. Here are some of the services our Greenville uninsured motorist accident attorney will provide to you:
- Investigate your accident to find the at-fault party. Our attorneys work with the police department to uncover any evidence possible to prove who caused your accident. In most cases of hit-and-run, this is the desirable outcome.
- We handle the insurance company for you. One component of our work is talking to and negotiating with the insurance company on your behalf. A few of the methods listed above are possible.
- Calculate all of your losses. You should receive compensation for all losses you have, but it is up to you to document those losses. That includes economic and noneconomic losses applicable to the accident.
Each situation is vastly different, but having a legal plan available to you, one that outlines each opportunity to minimize your losses is critical. At the Shelly Leeke Law Firm, we strive to provide our clients with the solutions they need to use the law to their full advantage, recovering protections they paid for through uninsured motorist coverage.
Seek out the skilled, dedicated, and compassionate Greenville truck accident lawyer at our firm for the one-on-one support you need now.
Schedule a Free Consultation with Our Trusted Greenville Uninsured Accident Lawyer
You were hurt due to the mistakes of another person, and they further limited your ability to recover by fleeing the scene or simply not maintaining the legally required insurance.
Our attorneys at the Shelly Leeke Law Firm and our over 10 years of experience fighting for victims will help you build a strong case. Contact our Greenville uninsured motorist accident lawyer for a free consultation, and know that if we do not win your case, you owe us nothing.
